JD Cloud & AI launched a service platform that can help financial institutions build their own membership systems, in order to attract more new clients, as well as improve clients’ loyalty. The program aims to help these institutions do digital marketing, so as to improve efficiency and reduce cost.
Based on big data analysis and real scenarios, JD Cloud & AI created an integrated membership solution. When a customer opens a bank card with a cooperating financial institution, they can earn points by making purchases via the card or adding money to the account. The points can be exchanged for first party products from JD.
One representative from JD Cloud & AI said, “Leveraging JD’s strong supply chain capabilities, financial institutions can access JD’s comprehensive products and smart fulfillment services, which enables their clients to redeem point within the institution’s original membership platform, making it more convenient and efficient.”
The model aims to release financial institutions from the burden of building heavy supply chain and retail assets, while clients can enjoy JD’s high quality retail and logistics services. In addition, JD also provides smart product selection for institutions based on client profiles, making the marketing solutions more precise. Additionally, JD can also provide around-the-clock digital customer services, upgrading the service quality.
As China expands visa-free entry to global travelers, AllianzJD Insurance—a joint venture between JD.com and Allianz—has launched Charming China, its first comprehensive travel insurance designed specifically for international visitors. Combining Allianz’s 135 years of insurance expertise with JD.com’s digital innovation, the policy enhances safety and convenience for travelers exploring China’s cultural landmarks and vibrant cities.
Visa Reforms Drive Tourism Growth
Recent policy updates, including visa-free entry for citizens of Japan, South Korea, Singapore, France, Germany, and select Southeast Asian countries, have simplified travel to China. While these changes fuel growing interest in the country’s attractions, concerns about medical emergencies, trip cancellations, and lost luggage persist among international visitors.
Global Expertise, Local Solutions
AllianzJD’s “Charming China” policy addresses these challenges with two standout features:
24/7 Multilingual Emergency Support: Ensure 5-minute response times with guaranteed delivery of multilingual emergency assistance services—including digital rescue guidance and telemedicine support—to insured members within 30 minutes. Comprehensive assistance includes medical transport coordination, guaranteed coverage of hospitalization fees, and emergency repatriation arrangements.
Effortless Digital Experience: Enroll online in just 3 minutes through the JD platform, with instant electronic policy delivery. Streamlined processes eliminate paperwork, ensuring fast, hassle-free access to coverage.
Learn more about Charming China travel insurance here
Backed by a rescue network spanning 200+ countries, AllianzJD has supported over 100 million customers worldwide, including adventurers and business travelers, in scenarios ranging from mountain rescues to urban medical crises.
Positioned as the essential first step for trips to China, Charming China allows visitors to explore with confidence and peace of mind. The policy reflects AllianzJD’s commitment to merging global risk management with localized solutions, ensuring travelers can fully immerse themselves in China’s cultural and natural wonders.
Learn more about Charming China travel insurance here.
About AllianzJD
AllianzJD, established in 2018, is a joint venture that merges JD.com’s technology-driven consumer expertise with Allianz’s global leadership in insurance. Specializing in innovative, tech-powered solutions, the company offers customized insurance products for businesses and individuals, including e-commerce-focused property & casualty (P&C), accident & health insurance, motor coverage, and more. Supported by strategically positioned offices in Beijing, Shanghai, Guangdong, and Sichuan, AllianzJD serves a global clientele of over 300 million users annually.
Yuxian paper-cutting is a UNESCO-recognized intangible cultural heritage. This unique Chinese art form is known for its intricate carved designs and vibrant hand-painted colors.
As the Chinese New Year approaches, JD Cloud’s ChatRhino (Yanxi, or 言犀) artificial intelligence generated content (AIGC) combines cutting-edge technology and new trends to bring this time-honored craft to a wider audience. A series of innovative designs that incorporate contemporary elements such as trending internet memes, world-famous artworks and popular tourist landmarks has infused the classic Chinese New Year motifs with young and fresh appeal.
“Technology serves as a catalyst for traditional culture. Through AI, we can introduce intangible cultural heritage to a broader audience, ensuring its preservation, vitality, and transmission,” said Xuefeng Geng, Director of the Yuxian Bureau of Culture, Radio, Television, and Tourism. “This collaboration with JD.com (JINGDONG) represents a harmonious blend of technology and intangible cultural heritage protection, inheritance, and innovative utilization.”
Paper-cutting designs by JD Cloud’s ChatRhino AIGC
Yuxian paper-cutting originated from the Ming Dynasty (1368-1644), which evolved from window decorations into a distinctive art form. Unlike typical paper-cutting, which relies on scissors, Yuxian artisans employ carving techniques using sharp knives on Xuan paper, followed by meticulous hand-painting—a process that makes it the only painted paper-cutting style in China. Traditional designs often feature flora, fauna, and auspicious symbols, each carrying profound cultural meanings.
Shuying Zhou is a third-generation inheritor, who has spent time exploring ways to modernize the art form. “I am always thinking about how to make more young people fall in love with paper-cutting,” Zhou reflects.
In the past, artisans primarily relied on traditional patterns passed down through generations to create designs. However, attracting young people needs a new approach that can link traditional culture that resonates with their lives. Zhou admits that artisans need to balance the preservation of cultural essence with bold innovations to have a broader appeal.
In addition to finding more modern patterns, artisans like Zhou also face the challenges of speeding up the design process. The intricate nature of this craft means that creating a new design can take anywhere from several days to over a week, posing challenges for mass production and adapting to contemporary tastes.
This is where JD Cloud’s ChatRhino AIGC solutions can help.
By training the AI model on thousands of traditional Yuxian paper-cutting designs, it has learned the intricate carving techniques and coloring methods that define the art. ChatRhino then integrates contemporary elements popular among younger generations—such as internet culture, anime, and modern aesthetics—to generate new designs. This approach not only accelerates the design process but also ensures that the art resonates with today’s audience.
“No matter if it’s from graphic design or carving techniques and coloring, AI has successfully preserved and recreated the unique charm of Yuxian paper-cutting,” commented Mande Lin, a Yuxian paper-cutting artisan.
The collaboration has yielded impressive efficiency results by producing designs hundreds of times faster than manual methods, with an adoption rate exceeding 50% among artisans.
The impact has also been expanded through JD’s platforms. Yuxian paper-cutting designs have been showcased in live-streamed events reaching audiences nationwide and even globally.
This fusion of ancient art and modern technology exemplifies how innovation can revitalize cultural heritage. As Yuxian paper-cutting embraces the digital age, it not only preserves its legacy but also ensures its relevance for future generations.